The fair way
to payThe shared spending app for trips, holidays, house shares and group expenses.

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KittyCard shared bank account cards for every group occasion — ski trips, beach holidays, house shares, office teams, family expenses, festivals, football clubs, birthdays, dinners and rounds of drinks with friends, bill splitting made easy
  • Ski Trip Kitty£2,460
  • Padel Kitty£96
  • Sunday Pints Kitty£180
  • Beach Break Kitty£3,280
  • House Kitty£1,250
  • Birthday Kitty£420
  • Festival Kitty£1,140
  • Office Lunch Kitty£260

    Create a Kitty.
    ‍Your shared fund for anything...

    Create a Kitty, a shared fund to split bills, rent and group expenses for trips, nights out, house shares and more.

    Everyone pays in, one shared card spends.
    No IOUs. No spreadsheets. No chasing.

    Ski trip. Padel tennis. Sunday pints. Whatever it's for, there's a Kitty for it.

    How does it work?

    01

    Share it

    Create or join a virtual Kitty

    Invite friends to create a shared KittyCard group fund, adding members to split costs together

    02

    Fund it

    Everyone funds the Kitty

    Friends contributing money together to fund a shared KittyCard balance for group expenses

    03

    Spend it

    Everyone gets a virtual card

    Virtual KittyCard debit cards used to spend from a shared group fund on nights out, trips and events
    Download KittyCard on the App StoreGet KittyCard on Google Play

    One shared fund. Cards for all.

    Every member gets their own KittyCard, all drawing from the same shared balance.

    Grid of colourful KittyCard shared bank account debit cards for friends and family — Mastercard-powered cards linked to a shared balance, used for splitting group expenses, funding trips and holidays, and managing everyday shared spending together
    Colourful KittyCard debit cards for every member of a group, all spending from one shared Kitty

    One Personal Account.
    ‍Funding every shared Kitty.

    KittyCard personal account with a real sort code and account number, used to top up shared Kittys

    Your personal KittyCard account funds every Kitty.
    ‍Real sort code, real account number.
    ‍    Top-up your account and fund Kittys instantly.

    KittyCard personal bank account with a real sort code and account number, showing personal balance used to top up and fund shared account Kitty groups, splitting the bill used for holidays, dinners, groceries and house shares

    Save & spend together

    Fund the Kitty before you go, so nobody's left covering the bill.

    Two friends topping up their shared bank account through the KittyCard app, adding to a Holiday Kitty ahead of a group trip

    Add Funds

    Add money to a shared kitty before the trip, event or big spend begins.

    Group chat tracking a shared Kitty account balance during a ski holiday, showing a £1,000 accommodation payment and £1,600 still left for the group to spend

    Group savings sorted

    Perfect for holidays, festivals, house shares and group plans.

    Ski Kitty shared account card funded by four friends with a £1,600 balance, used to pay upfront for a group ski trip so no one person fronts the cost

    Pay upfront

    No one needs to front the cost.
    One Kitty funded by all.

    Split it your way

    Equal or custom splits. Built for holidays, house shares and any messy group bill.

    Friends using the KittyCard app to split a restaurant bill for dinner, a bill-splitting app for friends that works better than Splitwise for group meals and nights out
    Splitting a group bill in the KittyCard app with equal or custom splits

    Plan your group spending.
    All in one place.

    Create a Kitty, track who's spending in real time and chat it all through. Even people without the app can be included. No guesswork, no awkward asks.

    KittyCard app screen showing trip details for a group weekend away, used as a group expense planner to organise travel, hotel and shared costs in one place
    KittyCard real-time transaction tracker showing shared group spending on places like Brewdog, Uber and Airbnb, so everyone can see exactly where the money's going
    KittyCard group chat with notes and receipt photos attached, keeping spending conversations and proof of payment together in one app

    Safe & secure group spending

    Every Kitty comes with layered security built in.

    Icon representing KittyCard's built-in biometric security and two-step authentication, keeping shared account data safe and encrypted

    Built in security

    Biometrics, 2-step authentication and encryption keeps your data safe & secure.

    Icon representing safeguarded funds in a KittyCard shared account, showing how group money is protected around the clock

    Safe guarded funds

    Your money is protected 24/7 in safeguarded accounts.

    Icon representing KittyCard's anti-fraud technology, showing how a dedicated compliance team monitors transactions to prevent fraud

    Specialised anti-fraud tech

    Our compliance team runs 24/7 checks to stop fraud.

    KittyCard House Kitty screen showing a shared account for housemates, used to split household bills and takeaways such as Netflix, Octopus Energy and Uber Eats from one shared balance

    Download the app

    Join the group already splitting smarter.
    Free on iOS and Android.

    Download KittyCard on the App StoreGet KittyCard on Google Play

    Spend Smarter, Together

    Get practical tips and real stories for seamless group payments and smarter shared expenses.

    Trips

    Split group holiday costs the easy way

    Villas, flights, car hire and that one big dinner. Here's a simple way to keep a group trip fair from booking to the last round.

    5 min read
    House shares

    Shared rental budgets that stay fair

    Rent, energy, broadband, streaming, the big shop. A fair, low-drama system for housemates.

    6 min read
    Events

    Group festival and ticket payments

    Tickets sell out in minutes. Here's how to make sure one person isn't left holding the whole basket.

    4 min read
    Dining bill splits, sortedPrepaid group spending tipsKittyCard vs SplitwiseBest way to split bills with friends
    See all articles
    © 2026 KittyCard Ltd. All rights reserved.
    HelpApp - Terms of ServicePrivacy PolicyLegal StuffWebsite Terms & ConditionsCompetition Terms & ConditionsApple Pay

    KittyCard Ltd are a co-brand of Payload Ltd, who act as a Programme Manager under Transact Payments Limited (TPL), a company which is incorporated and registered in Gibraltar with company number 108217 and registered office is at 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Transact Payments Limited is a licensed electronic money institution authorised and regulated by the Gibraltar Financial Services Commission to issue electronic money and provide payment services. Your account and related payment services are provided by Transact Payments Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020. KittyCard's debit cards are issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated

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