The fair way to pay

The group money app for trips, nights out and house shares.

Pool money into one shared Kitty, give everyone a card and pay up front. Nobody fronts the bill, nobody chases anyone, and everyone can see every spend.

Get the app
  • Apple Pay & Google Pay
  • Cards for every spender
  • Live balance for everyone
The KittyCard app showing a House Kitty with a £200 balance, members and recent transactions

Create a Kitty.
Your shared fund for anything...

Create a Kitty, a shared fund to split bills, rent and group expenses for trips, nights out, house shares and more.

Everyone pays in
One shared Kitty spends
No IOUs. No spreadsheets. No chasing.

How it works

How a group Kitty works

Step 1

Create a Kitty

Name it, add an emoji and invite your group with a link. Trips, house shares, nights out, anything.

Friends looking at a phone together
Step 2

Everyone chips in

Everyone tops up the Kitty from their own account and watches the balance build. No chasing, no awkward reminders.

A group of friends taking a selfie
+£300
+£300
+£300
Kitty balance£1,200
Step 3

Spend together

Spenders pay straight from the Kitty with their own card, Apple Pay or Google Pay. Everyone sees every spend.

Friends cheering at a bar
Paid £86.40 · The Alchemist
−£86.40
Kitty balance£1,113.60

KittyCards

A card for everyone in the group.

Choose who can spend and give them their own KittyCard. Works with Apple Pay and Google Pay.

A group of friends in sunglasses laughing together
Kitty Balance£540.00
KittyCard debit card in aqua
KittyCard debit card in purple
KittyCard debit card in blue
KittyCard debit card in citrus
KittyCard debit card in violet
KittyCard debit card in pink
KittyCard debit card in orange
KittyCard debit card in green
KittyCard debit card in yellow
KittyCard debit card in aqua
KittyCard debit card in yellow
KittyCard debit card in purple
KittyCard debit card in pink
A smiling man in sunglasses
A smiling woman with red hair in sunglasses
JayPaid in £135
MiaPaid in £135
EllePaid in £135
Kitty balance£540.00
One shared
balance
Get the app

Split it your way.

Pay for things straight from the Kitty, or add a bill someone paid and split it equally, by percentage or by amount.

Friends sharing bao buns at dinner
£30
£20
£20
£30

Every share adds up.

Split it equally or your way. If the total changes, KittyCard updates everyone’s share so it always adds up.

How splitting works
Bao BaoDinner for 4 · Sat 12 Jul
The bill
£100.00
AshleyAshleyHad the wine30%£30.00
DwayneDwayneHad the wine30%£30.00
ElleElleJust food20%£20.00
FrankieFrankieJust food20%£20.00
Adds up to £100.00

Before and after

Take the money out of the group chat.

Lisbon trip 🇵🇹Without a Kitty
ElleWho’s booking the Airbnb?
AshleyI’ll do it. Just send me £310 each 🙏
FrankieAfter payday!

3 weeks later

AshleyFrankie, you still owe me £42.

Seen by Frankie

Lisbon trip KittyWith a Kitty
Frankie added to the KittyEveryone pays in first
+£310
🇵🇹
Airbnb, Lisbon · paid from the KittyNobody fronts the bill
−£1,000
Dwayne paid at The AlchemistEveryone sees every spend
−£86.40
🤝
Trip over · leftovers returnedLeftovers go back
£38.40 each
4 people · £1,240 inNobody owes anybody

Group money, kept safe

Locked. Protected. Watched.

Freeze card
Face ID to open
Card details by one-time code

Locked

Biometrics, two-step checks and encryption keep your Kitty locked down.

Kitty balance£1,113.60Safeguarded

Protected

Accounts provided by ClearBank Ltd, authorised by the PRA and regulated by the FCA and PRA. [CONFIRM]

Is this you?Online payment · £249.00 · Festival tickets
DeclineApprove
Declined: card frozen by owner

Watched

Our team and anti-fraud tech watch for anything unusual, around the clock.

Accounts byClearBankCards byMastercardApple Pay · Google Pay

FAQs

Questions about group Kitties

Can’t find your answer? Visit Help or email support@kittycard.com.

What is a money Kitty?

A money Kitty is a shared pot a group pays into, then spends from together. KittyCard makes it digital, with a shared balance and a card for each spender, so nobody has to front the bill.

How does KittyCard work?

Create a Kitty and invite your group with a link. Everyone tops up from their own account, then the people you choose spend from the Kitty with a KittyCard, Apple Pay or Google Pay. Every payment shows up in the Kitty chat.

Do my friends need the app?

To pay in or spend, yes, and they’ll need to verify their ID. In a Smart Kitty you can still add people who aren’t on the app to splits and settle up with them directly.

Can I use KittyCard to split costs afterwards, like Splitwise?

Yes. A Smart Kitty also tracks costs someone paid outside the Kitty, splits them equally or your way, and works out the fewest payments to settle everyone up.

How much does KittyCard cost?

Some things have fees, such as certain card spending, withdrawals and currency conversion. You can see every fee on our Fees page. [CONFIRM]

Is my money safe?

Accounts are provided by ClearBank Ltd. You can freeze a card in the app, approve online payments, and our team watches for anything unusual. [CONFIRM]

Start your Kitty in minutes

Download KittyCard, invite your group and pay together. The fair way to pay.

App screen (half phone, generic frame) goes here.