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The Fair Way
‍To Pay

Forget friction with friends over money. Shared payments made easy.

KittyCard - launching Summer 2025.

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The Fair Way To Pay

Forget friction with friends over money. Shared payment made easy.

KittyCard launching this summer.

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Group finances made as easy as swiping right.

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About

Remove friction between friends and family.

KittyCard is the first ever shared digital payments app that let's you create digital cards and pay on behalf of groups. Forget the awkward admin and frustrating ledgers for payments related to group activities. Use the app to find local discounts, plan outings and make financial strain between friends a thing of the past.

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Definition of 'Kitty'

  1. An informal word for a kitten or cat
  2. A shared fund for group expenses

HERE'S HOW IT WORKS

01

Create or join a virtual Kitty

With equal and open share options, create a virtual Kitty in seconds for any occasion - like a one-off pub crawl, monthly sports matches, a gift collection or for recurring flatmate expenses. Invite your crew and join other Kittys with ease! Looking to plan logistics? Update the Kitty location and instructions with ease.

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02

Pre load your Kitty with funds

It's as easy as swiping right. Activate your card, slide to fund your Kitty and start spending. Request extra top-ups as you go ensuring everyone has chipped in before the next round. Everyone contributes fairly and all transactions and convos are visible - no more who paid what!

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03

Use your virtual wallet to pay for shared expenses

Let the fun begin! Once your Kitty is funded, start spending for the crew by adding the shared KittyCard to your wallets. Spenders can easily pay for tickets, meals, transport and more! Everyone will see what's been paid for, so no more chasing or doubts between mates.

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04

Unspent funds? Split, save, or spend

Finished using your Kitty but have unspent funds? No problem! You’re in control. Leave a Kitty early for a fair refund, transfer the remaining balance back to your bank account or leave it in the Kitty for future plans with your mates. Flexibility and convenience, just the way you like it.

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There's more to KittyCard than easy expense-sharing

More than just bill splitting

Pre-load your account balance and Kittys with funds. No more chasing up receipts or long-winded admin after trips or activities.

Offers and deals just for you

Access relevant location-based offers and discounts with local partners you love.

Chat, share, spend

Chat and share details with your crew, start spending and view all transactions in real-time.

Say goodbye to passive-aggressive group chats over “who owes what”

“Who owes what”

Say goodbye to passive-aggressive group chats

What our test audience say about KittyCard

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KittyCard is so exciting! I can't wait for it to launch. We go on so many trips and it's a nightmare to sort IOUs and payments out afterwards! It'll help keep the peace.
Katie, London
I play 5 a side football in London and there's so much faff around logistics, payments and comms over multiple WhatsApp groups - KittyCard is going to be SUCH a winner for us. I love football - but I hate spreadsheets!
John, Hackney
Nice! This is the last time I buy 4 cinema tickets and have my mates conveniently forget they said yes and I have to resell them or take the hit!
Jill, Islington
Nobody else does it so I do ALL the house admin at uni....I have to make sure everyone pays bills each month - sometimes I've had to front the costs and there's still friction over chasing mates. I love KittyCard!
Billy, Bristol

Download the app and let the good times roll

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© 2025 KittyCard Ltd. All rights reserved.
HelpApp - Terms of ServicePrivacy PolicyLegal StuffWebsite Terms & Conditions

KittyCard Ltd are a co-brand of Payload Ltd, who act as a Programme Manager under Transact Payments Limited (TPL), a company which is incorporated and registered in Gibraltar with company number 108217 and registered office is at 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Transact Payments Limited is a licensed electronic money institution authorised and regulated by the Gibraltar Financial Services Commission to issue electronic money and provide payment services. Your account and related payment services are provided by Transact Payments Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020. KittyCard's debit cards are issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated

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